LOAN CHECKLIST

DOCUMENTS NEEDED FOR ALL LOANS:

  • A copy of your current Drivers License.
  • Most recent 30 days of pay stubs.
  • Most recent 2 months of bank statements. (All pages. If using retirement funds, please provide terms and conditions of withdrawal).
  • Most recent 2 years W-2’s.
  • Most recent 2 years IRS tax returns (both personal and business, all pages, all schedules please).

ADDITIONAL DOCUMENTS NEEDED IF PURCHASING A HOME:

  • Copy of the fully executed purchase contract (signed by all parties).
  • A copy of the cleared earnest money check or money order.
  • Homeowner’s Insurance Company contact information.

ADDITIONAL DOCUMENTS NEEDED IF REFINANCING A HOME:

  • A copy of your current monthly mortgage statement.
  • A copy of your homeowner’s insurance declarations page.

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